Violations
The insurance companies against which this class action is initiatedtake into account the occurrence of not-at-fault car accidents, in order to increase the amount of insurance premiums payable by their policy holders and/or to reduce, remove, or refuse discounts on insurance plans, even if such accidents do not represent an increased risk. In fact, the policy holders are already paying a premium in order to benefit from insurance coverage in the eventof a not-at-fault accident. Furthermore, the auto insurance policies of these companies purposely mislead consumers regarding this matter.
This class action seeks the obtention of compensatory and punitive damages, a reduction of the consumers’ obligations, as well as compensation for the unjust impoverishment they endured.
The Class Definition
All physical and legal persons residing in Quebec,who were party toa car accident for which they were not at fault, while insured by either of the Defendant insurance companiesunder an autoinsurancepolicy.The accident must have occurred withinsix (6) years preceding the emission or renewal of the insurance policy.
Remedies sought for consumers
Compensatory and punitive damages, the reduction of the consumers’ obligations, and compensation for the undue financial impoverishment they endured, in amounts to be determined.
Quebec Superior Court file
Registration Form
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